:root{--navy:#0a1628;--navy-mid:#12233f;--navy-light:#1a3356;--gold:#c8953a;--gold-light:#e8b86d;--gold-glow:rgba(200,149,58,.3);--glass:rgba(255,255,255,.05);--glass-border:rgba(255,255,255,.12);--blur:blur(20px);--white:#fff;--w80:rgba(255,255,255,.8);--w50:rgba(255,255,255,.5);--w20:rgba(255,255,255,.2);--body:rgba(255,255,255,.75);--r-sm:12px;--r-md:20px;--r-lg:32px;--shadow:0 8px 32px rgba(0,0,0,.3),inset 0 1px 0 rgba(255,255,255,.1);--grad-gold:linear-gradient(135deg,#c8953a,#e8b86d);--grad-hero:linear-gradient(135deg,#0a1628 0%,#1a3356 50%,#0d2040 100%)}
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',sans-serif;background:var(--navy);color:var(--white);overflow-x:hidden;line-height:1.7}
.container{max-width:1200px;margin:0 auto;padding:0 1.5rem}
.gradient-text{background:var(--grad-gold);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}
.glass-card{background:var(--glass);backdrop-filter:var(--blur);-webkit-backdrop-filter:var(--blur);border:1px solid var(--glass-border);border-radius:var(--r-md);box-shadow:var(--shadow)}
.btn-primary{display:inline-block;padding:.875rem 2rem;background:var(--grad-gold);color:var(--navy);font-weight:700;font-size:.95rem;border-radius:50px;text-decoration:none;border:none;cursor:pointer;transition:all .3s ease;letter-spacing:.01em;font-family:'Inter',sans-serif}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 8px 25px var(--gold-glow)}
.btn-ghost{display:inline-flex;align-items:center;gap:.5rem;padding:.875rem 2rem;background:var(--glass);backdrop-filter:var(--blur);border:1px solid var(--glass-border);color:var(--white);font-weight:600;border-radius:50px;text-decoration:none;transition:all .3s ease}
.btn-ghost:hover{background:var(--w20);border-color:var(--w50)}
.btn-outline{display:inline-block;padding:.875rem 2rem;background:transparent;border:2px solid var(--gold);color:var(--gold);font-weight:600;border-radius:50px;text-decoration:none;cursor:pointer;transition:all .3s ease;font-family:'Inter',sans-serif}
.btn-outline:hover{background:var(--gold);color:var(--navy)}
@keyframes fadeup{from{opacity:0;transform:translateY(30px)}to{opacity:1;transform:translateY(0)}}
@keyframes float{0%,100%{transform:translateY(0)}50%{transform:translateY(-15px)}}
@keyframes pulse-glow{0%,100%{box-shadow:0 0 20px var(--gold-glow)}50%{box-shadow:0 0 50px var(--gold-glow),0 0 80px rgba(200,149,58,.15)}}
@keyframes scroll-anim{0%{transform:translateY(0);opacity:1}100%{transform:translateY(12px);opacity:0}}
@keyframes particle{0%,100%{transform:translate(0,0) scale(1);opacity:.4}50%{transform:translate(15px,-20px) scale(1.1);opacity:.7}}
@keyframes shimmer{0%{background-position:-200% center}100%{background-position:200% center}}
.animate-fadeup{animation:fadeup .8s ease both;animation-delay:var(--d,0s)}
/* NAVBAR */
.navbar{position:fixed;top:0;left:0;right:0;z-index:1000;padding:1rem 0;transition:all .3s ease}
.navbar.scrolled{background:rgba(10,22,40,.97);backdrop-filter:blur(20px);border-bottom:1px solid var(--glass-border);padding:.75rem 0}
.nav-container{max-width:1200px;margin:0 auto;padding:0 1.5rem;display:flex;align-items:center;justify-content:space-between}
.nav-logo{display:flex;align-items:center;gap:.75rem;text-decoration:none}
.logo-icon{font-size:1.75rem}
.logo-name{display:block;font-family:'Playfair Display',serif;font-size:1.2rem;color:var(--white);font-weight:700}
.logo-tag{display:block;font-size:.65rem;color:var(--gold);letter-spacing:.08em;text-transform:uppercase}
.nav-links{display:flex;list-style:none;gap:2rem;align-items:center}
.nav-links a{color:var(--w80);text-decoration:none;font-size:.9rem;font-weight:500;transition:color .2s}
.nav-links a:hover{color:var(--gold)}
.nav-links .nav-cta{padding:.6rem 1.5rem;background:var(--grad-gold);color:var(--navy);border-radius:50px;font-weight:700}
.nav-links .nav-cta:hover{transform:scale(1.05);color:var(--navy)}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:5px}
.hamburger span{display:block;width:24px;height:2px;background:var(--white);border-radius:2px;transition:all .3s}
/* HERO */
.hero{min-height:100vh;display:flex;align-items:center;justify-content:center;text-align:center;position:relative;background:var(--grad-hero);overflow:hidden;padding:8rem 1.5rem 6rem}
.hero-bg{position:absolute;inset:0;pointer-events:none}
.hero-particle{position:absolute;left:var(--x);top:var(--y);width:var(--s);height:var(--s);background:radial-gradient(circle,var(--gold-glow),transparent 70%);border-radius:50%;animation:particle 6s ease-in-out var(--d,0s) infinite}
.hero-content{position:relative;z-index:1;max-width:860px}
.hero-badge{display:inline-block;padding:.5rem 1.25rem;background:var(--glass);backdrop-filter:var(--blur);border:1px solid var(--gold-glow);border-radius:50px;font-size:.8rem;font-weight:600;color:var(--gold-light);letter-spacing:.05em;margin-bottom:1.5rem}
.hero-title{font-family:'Playfair Display',serif;font-size:clamp(2.8rem,7vw,5.5rem);font-weight:700;line-height:1.1;margin-bottom:1.5rem;letter-spacing:-.02em}
.hero-subtitle{font-size:1.1rem;color:var(--body);max-width:640px;margin:0 auto 2.5rem}
.hero-actions{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;margin-bottom:3.5rem}
.hero-stats{display:inline-flex;gap:2rem;justify-content:center;align-items:center;flex-wrap:wrap;padding:1.5rem 2.5rem;background:var(--glass);backdrop-filter:var(--blur);border:1px solid var(--glass-border);border-radius:var(--r-lg)}
.stat-item{text-align:center}
.stat-number{font-family:'Playfair Display',serif;font-size:2.2rem;font-weight:700;color:var(--gold-light)}
.stat-plus{font-size:1.5rem;color:var(--gold-light)}
.stat-label{display:block;font-size:.75rem;color:var(--w50);margin-top:.2rem}
.stat-divider{width:1px;height:50px;background:var(--glass-border)}
.hero-scroll{position:absolute;bottom:2rem;left:50%;transform:translateX(-50%);display:flex;flex-direction:column;align-items:center;gap:.5rem;font-size:.7rem;color:var(--w50);letter-spacing:.1em;text-transform:uppercase}
.scroll-dot{width:6px;height:6px;background:var(--gold);border-radius:50%;animation:scroll-anim 1.5s ease-in-out infinite}
/* TRUST */
.trust-banner{background:rgba(200,149,58,.08);border-top:1px solid var(--gold-glow);border-bottom:1px solid var(--gold-glow);padding:1.25rem 0}
.trust-container{max-width:1200px;margin:0 auto;padding:0 1.5rem;display:flex;gap:2rem;justify-content:center;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:.5rem;font-size:.85rem;font-weight:600;color:var(--gold-light)}
/* SECTIONS */
.services,.about,.process,.testimonials,.calculator-section,.contact-section{padding:6rem 0}
.section-header{text-align:center;margin-bottom:4rem}
.section-eyebrow{display:inline-block;font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.15em;color:var(--gold);margin-bottom:.75rem;padding:.35rem 1rem;background:rgba(200,149,58,.1);border-radius:50px}
.section-title{font-family:'Playfair Display',serif;font-size:clamp(2rem,4vw,3rem);font-weight:700;margin-bottom:1rem;line-height:1.2}
.section-subtitle{color:var(--body);max-width:600px;margin:0 auto}
/* SERVICES */
.services{background:linear-gradient(180deg,var(--navy) 0%,var(--navy-mid) 100%)}
.services-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.service-card{padding:2rem;transition:all .4s ease;opacity:0;transform:translateY(30px)}
.service-card.visible{opacity:1;transform:translateY(0)}
.service-card:hover{transform:translateY(-6px);box-shadow:0 20px 50px rgba(0,0,0,.4),0 0 30px var(--gold-glow);border-color:var(--gold-glow)}
.service-icon{font-size:2.5rem;margin-bottom:1rem}
.service-card h3{font-family:'Playfair Display',serif;font-size:1.2rem;margin-bottom:.75rem}
.service-card p{color:var(--body);font-size:.9rem;line-height:1.7;margin-bottom:1rem}
.card-link{color:var(--gold);font-weight:600;text-decoration:none;font-size:.85rem}
.card-link:hover{text-decoration:underline}
/* ABOUT */
.about{background:var(--navy-mid)}
.about-grid{display:grid;grid-template-columns:1fr 1.2fr;gap:5rem;align-items:center}
.about-visual{position:relative;height:480px}
.about-card-main{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);padding:2.5rem;text-align:center;width:260px;animation:float 4s ease-in-out infinite}
.about-avatar{width:80px;height:80px;border-radius:50%;background:var(--grad-gold);display:flex;align-items:center;justify-content:center;font-family:'Playfair Display',serif;font-size:1.8rem;font-weight:700;color:var(--navy);margin:0 auto 1rem;animation:pulse-glow 3s ease-in-out infinite}
.about-name-block h3{font-family:'Playfair Display',serif;font-size:1.2rem;margin-bottom:.25rem}
.about-name-block p{font-size:.8rem;color:var(--gold);margin-bottom:.75rem}
.about-badges{display:flex;gap:.5rem;justify-content:center;flex-wrap:wrap}
.badge{padding:.25rem .6rem;background:rgba(200,149,58,.15);border-radius:20px;font-size:.7rem;color:var(--gold-light);border:1px solid var(--gold-glow)}
.about-float{position:absolute;padding:1rem 1.25rem;display:flex;align-items:center;gap:.75rem;width:180px;animation:float 5s ease-in-out 1s infinite}
.fc-icon{font-size:1.5rem}
.fc-title{font-weight:700;font-size:.8rem}
.fc-sub{font-size:.7rem;color:var(--gold)}
.about-content .section-title{text-align:left}
.about-content p{color:var(--body);margin-bottom:1rem}
.about-highlights{margin:1.5rem 0;display:flex;flex-direction:column;gap:1rem}
.highlight-item{display:flex;gap:1rem;align-items:flex-start}
.highlight-icon{font-size:1.2rem;margin-top:.1rem}
.highlight-item strong{display:block;font-weight:700;margin-bottom:.25rem}
.highlight-item p{color:var(--body);font-size:.85rem;margin:0}
.about-actions{display:flex;gap:1rem;margin-top:2rem;flex-wrap:wrap}
/* PROCESS */
.process{background:var(--navy)}
.process-track{position:relative;max-width:800px;margin:0 auto}
.process-line{position:absolute;left:50%;top:0;bottom:0;width:2px;background:linear-gradient(180deg,transparent,var(--gold),transparent);transform:translateX(-50%)}
.process-step{display:flex;justify-content:flex-start;align-items:center;gap:2rem;margin-bottom:3rem;padding-right:55%;position:relative;opacity:0;transform:translateX(-30px);transition:all .6s ease}
.process-step.visible{opacity:1;transform:translateX(0)}
.process-step.right{justify-content:flex-end;padding-right:0;padding-left:55%;transform:translateX(30px)}
.process-step.right.visible{transform:translateX(0)}
.step-bubble{width:50px;height:50px;border-radius:50%;background:var(--grad-gold);color:var(--navy);font-weight:800;font-size:1.2rem;display:flex;align-items:center;justify-content:center;flex-shrink:0;position:absolute;left:50%;transform:translateX(-50%);z-index:2;box-shadow:0 0 20px var(--gold-glow)}
.step-content{padding:1.5rem;flex:1}
.step-content h3{font-size:1rem;margin-bottom:.5rem}
.step-content p{color:var(--body);font-size:.875rem}
/* TESTIMONIALS */
.testimonials{background:var(--navy-mid)}
.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;align-items:start}
.testimonial-card{padding:2rem;transition:transform .3s}
.testimonial-card:hover{transform:translateY(-4px)}
.testimonial-card.featured{border-color:var(--gold-glow);box-shadow:0 0 40px var(--gold-glow);transform:scale(1.03)}
.testimonial-card.featured:hover{transform:scale(1.03) translateY(-4px)}
.stars{color:var(--gold);font-size:1rem;margin-bottom:1rem}
.testimonial-card p{color:var(--body);font-size:.9rem;font-style:italic;margin-bottom:1.5rem}
.t-author{display:flex;align-items:center;gap:.75rem}
.t-avatar{width:44px;height:44px;border-radius:50%;background:var(--grad-gold);display:flex;align-items:center;justify-content:center;font-weight:700;font-size:.8rem;color:var(--navy);flex-shrink:0}
.t-author strong{display:block;font-size:.9rem}
.t-author span{font-size:.75rem;color:var(--gold)}
/* CALCULATOR */
.calculator-section{background:var(--navy)}
.calc-wrapper{display:grid;grid-template-columns:1.2fr 1fr;gap:3rem;padding:2.5rem}
.calc-field{margin-bottom:1.5rem}
.calc-field label{display:block;font-size:.8rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--w50);margin-bottom:.5rem}
.input-prefix{display:flex;align-items:center;background:rgba(255,255,255,.05);border:1px solid var(--glass-border);border-radius:var(--r-sm);overflow:hidden;margin-bottom:.5rem}
.input-prefix span{padding:.75rem 1rem;color:var(--gold);font-weight:700;border-right:1px solid var(--glass-border)}
.input-prefix input{flex:1;background:none;border:none;color:var(--white);padding:.75rem 1rem;font-size:1.1rem;font-weight:600;outline:none;width:100%;font-family:'Inter',sans-serif}
input[type=range]{width:100%;height:4px;background:rgba(255,255,255,.1);border-radius:2px;-webkit-appearance:none;cursor:pointer;outline:none}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:18px;height:18px;border-radius:50%;background:var(--grad-gold);cursor:pointer;box-shadow:0 0 10px var(--gold-glow)}
.calc-pct{font-size:.8rem;color:var(--gold);margin-top:.3rem;display:block}
.calc-field select{width:100%;padding:.75rem 1rem;background:rgba(255,255,255,.05);border:1px solid var(--glass-border);border-radius:var(--r-sm);color:var(--white);font-size:1rem;outline:none}
.calc-field select option{background:var(--navy-mid)}
.calc-result{display:flex;flex-direction:column;justify-content:center}
.result-label{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--w50);margin-bottom:.5rem}
.result-amount{font-family:'Playfair Display',serif;font-size:3.5rem;font-weight:700;color:var(--gold-light);margin-bottom:1.5rem;line-height:1}
.result-breakdown{display:flex;flex-direction:column;gap:.75rem;padding:1.25rem;background:rgba(255,255,255,.03);border-radius:var(--r-sm);border:1px solid var(--glass-border);margin-bottom:1rem}
.breakdown-item{display:flex;justify-content:space-between;align-items:center;font-size:.875rem}
.breakdown-item span:first-child{color:var(--w50)}
.breakdown-item span:last-child{font-weight:600}
.calc-note{font-size:.75rem;color:var(--w50);font-style:italic}
/* CONTACT */
.contact-section{background:var(--navy-mid)}
.contact-wrapper{display:grid;grid-template-columns:360px 1fr;gap:2.5rem;align-items:start}
.info-card{padding:2rem;margin-bottom:1.5rem}
.info-card h3{font-family:'Playfair Display',serif;margin-bottom:1.5rem}
.contact-detail{display:flex;gap:1rem;align-items:flex-start;margin-bottom:1.25rem}
.cd-icon{font-size:1.25rem;margin-top:.1rem}
.cd-label{display:block;font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;color:var(--w50);margin-bottom:.15rem}
.cd-value{color:var(--white);text-decoration:none;font-weight:600;font-size:.9rem}
.cd-value:hover{color:var(--gold)}
.reg-badge{padding:1.25rem;display:flex;gap:1rem;align-items:flex-start}
.reg-icon{font-size:2rem}
.reg-badge strong{display:block;margin-bottom:.25rem}
.reg-badge p{font-size:.75rem;color:var(--body);line-height:1.6}
/* FORM */
.form-wrapper{padding:2.5rem}
.form-step{display:none}
.form-step.active{display:block}
.form-step-title{font-family:'Playfair Display',serif;font-size:1.2rem;margin-bottom:1.5rem;color:var(--gold-light)}
.form-group{margin-bottom:1.5rem}
.form-group>label{display:block;font-size:.8rem;font-weight:600;text-transform:uppercase;letter-spacing:.08em;color:var(--w50);margin-bottom:.5rem}
.opt-grid{display:grid;grid-template-columns:1fr 1fr;gap:.5rem}
.opt-grid.c3{grid-template-columns:repeat(3,1fr)}
.opt-btn{cursor:pointer}
.opt-btn input[type=radio]{display:none}
.opt-btn span{display:block;padding:.6rem .75rem;background:rgba(255,255,255,.04);border:1px solid var(--glass-border);border-radius:var(--r-sm);font-size:.8rem;text-align:center;transition:all .2s;cursor:pointer}
.opt-btn input:checked+span{background:rgba(200,149,58,.15);border-color:var(--gold);color:var(--gold-light)}
.opt-btn span:hover{border-color:var(--w50)}
.form-group input[type=text],.form-group input[type=email],.form-group input[type=tel],.form-group textarea{width:100%;background:rgba(255,255,255,.05);border:1px solid var(--glass-border);border-radius:var(--r-sm);color:var(--white);padding:.875rem 1.1rem;font-size:.95rem;outline:none;transition:border-color .2s;font-family:'Inter',sans-serif}
.form-group input:focus,.form-group textarea:focus{border-color:var(--gold)}
.form-group input::placeholder,.form-group textarea::placeholder{color:var(--w50)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}
.form-btns{display:flex;gap:1rem;margin-top:1.5rem}
.form-consent{font-size:.75rem;color:var(--w50);margin-top:1rem;line-height:1.6}
.step-dots{display:flex;gap:.5rem;justify-content:center;margin-top:1.5rem}
.s-dot{width:8px;height:8px;border-radius:50%;background:var(--glass-border);transition:all .3s}
.s-dot.active{background:var(--gold);width:24px;border-radius:4px}
.form-success{text-align:center;padding:3rem 2rem;display:none}
.success-icon{font-size:4rem;margin-bottom:1rem}
.form-success h3{font-family:'Playfair Display',serif;font-size:1.8rem;margin-bottom:1rem;color:var(--gold-light)}
.form-success p{color:var(--body);margin-bottom:.5rem}
.form-success a{color:var(--gold)}
/* BLOG PREVIEW */
.blog-preview{background:var(--navy)}
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem}
.blog-card{padding:1.75rem;transition:transform .3s;text-decoration:none;color:inherit}
.blog-card:hover{transform:translateY(-4px);border-color:var(--gold-glow)}
.blog-cat{font-size:.7rem;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);margin-bottom:.75rem;display:block}
.blog-card h3{font-family:'Playfair Display',serif;font-size:1.1rem;margin-bottom:.75rem;line-height:1.4}
.blog-card p{color:var(--body);font-size:.875rem;line-height:1.7;margin-bottom:1rem}
.blog-more{color:var(--gold);font-size:.85rem;font-weight:600}
/* FOOTER */
.footer{background:var(--navy);border-top:1px solid var(--glass-border);padding:4rem 0 2rem}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;margin-bottom:3rem}
.footer-logo{display:flex;align-items:center;gap:.75rem;margin-bottom:1rem}
.footer-logo span{font-size:1.5rem}
.footer-brand p{color:var(--body);font-size:.875rem;margin-bottom:1.25rem;line-height:1.7}
.footer-contact{display:flex;flex-direction:column;gap:.5rem}
.footer-contact a{color:var(--gold-light);text-decoration:none;font-size:.875rem;font-weight:500}
.footer-contact a:hover{color:var(--gold)}
.footer-col h4{font-size:.8rem;text-transform:uppercase;letter-spacing:.1em;color:var(--w50);margin-bottom:1rem}
.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:.6rem}
.footer-col ul li{font-size:.875rem;color:var(--body)}
.footer-col ul li a{color:var(--body);text-decoration:none;transition:color .2s}
.footer-col ul li a:hover{color:var(--gold)}
.footer-bottom{border-top:1px solid var(--glass-border);padding-top:2rem}
.footer-disclaimer{font-size:.72rem;color:var(--w50);line-height:1.7;margin-bottom:1rem}
.footer-copy{font-size:.8rem;color:var(--w50);text-align:center}
/* BLOG PAGE */
.blog-hero{padding:10rem 0 5rem;background:var(--grad-hero);text-align:center}
.blog-posts-grid{display:grid;grid-template-columns:2fr 1fr;gap:2.5rem;padding:4rem 0}
.post-card{padding:2rem;margin-bottom:1.5rem}
.post-card img{width:100%;height:200px;object-fit:cover;border-radius:var(--r-sm);margin-bottom:1.25rem}
.post-meta{display:flex;gap:1rem;font-size:.75rem;color:var(--w50);margin-bottom:.75rem}
.post-meta span{color:var(--gold)}
.post-card h2{font-family:'Playfair Display',serif;font-size:1.4rem;margin-bottom:.75rem;line-height:1.3}
.post-card h2 a{color:var(--white);text-decoration:none}
.post-card h2 a:hover{color:var(--gold)}
.post-card p{color:var(--body);font-size:.9rem;line-height:1.7;margin-bottom:1rem}
.read-more{color:var(--gold);font-weight:600;font-size:.85rem;text-decoration:none}
.blog-sidebar{position:sticky;top:100px}
.sidebar-card{padding:1.5rem;margin-bottom:1.5rem}
.sidebar-card h4{font-family:'Playfair Display',serif;margin-bottom:1rem;font-size:1rem}
/* SINGLE POST */
.single-post-content{max-width:780px;margin:0 auto;padding:4rem 0}
.single-post-content h2{font-family:'Playfair Display',serif;font-size:1.6rem;margin:2rem 0 1rem;color:var(--white)}
.single-post-content p{color:var(--body);margin-bottom:1.25rem;line-height:1.8}
.single-post-content strong{color:var(--white)}
/* RESPONSIVE */
@media(max-width:1024px){
  .services-grid{grid-template-columns:repeat(2,1fr)}
  .about-grid{grid-template-columns:1fr;gap:2rem}
  .about-visual{height:300px}
  .about-float{display:none}
  .footer-grid{grid-template-columns:1fr 1fr}
  .contact-wrapper{grid-template-columns:1fr}
  .blog-posts-grid{grid-template-columns:1fr}
  .blog-sidebar{position:static}
  .blog-grid{grid-template-columns:repeat(2,1fr)}
}
@media(max-width:768px){
  .nav-links{display:none;position:fixed;top:70px;left:0;right:0;background:rgba(10,22,40,.98);backdrop-filter:blur(20px);flex-direction:column;padding:2rem;gap:1.5rem;border-bottom:1px solid var(--glass-border)}
  .nav-links.open{display:flex}
  .hamburger{display:flex}
  .hero-title{font-size:2.4rem}
  .hero-stats{flex-direction:column;gap:1.5rem}
  .stat-divider{display:none}
  .services-grid,.testimonials-grid,.blog-grid{grid-template-columns:1fr}
  .testimonial-card.featured{transform:none}
  .calc-wrapper{grid-template-columns:1fr;gap:1.5rem}
  .process-line{display:none}
  .process-step{padding:0;flex-direction:column;margin-bottom:1.5rem}
  .process-step.right{padding:0;justify-content:flex-start}
  .step-bubble{position:static;transform:none;margin-bottom:.5rem}
  .footer-grid{grid-template-columns:1fr}
  .form-row{grid-template-columns:1fr}
  .opt-grid{grid-template-columns:1fr 1fr}
  .opt-grid.c3{grid-template-columns:1fr 1fr}
  .hero-actions{flex-direction:column;align-items:center}
  .about-actions,.form-btns{flex-direction:column}
}
@media(max-width:480px){
  .hero{padding:7rem 1rem 5rem}
  .hero-title{font-size:2rem}
  .services,.about,.process,.testimonials,.calculator-section,.contact-section,.blog-preview{padding:4rem 0}
  .trust-container{gap:1rem}
}
@media(prefers-reduced-motion:reduce){*,*::before,*::after{animation-duration:.01ms!important;transition-duration:.01ms!important}}
